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Why we support Doctors Without Borders

Sample quote

At L&J you'll get choices and explanations, not just a price.

The L&J Difference

Eight Insurance Terms
You Must Know.

 

 

 

This sample quote shows the result of the L&J difference. We listen to your story and learn your unique situation. Then, with our existing relationships with major malpractice insurance carriers we present you in the best light.

L&J carefully goes over all of the details, explaining what each will mean to you. The end result for you is being placed with the right provider for your current circumstances.

 
                   
CNA         AM Best Rating A Admitted? No
Policy Limits              
  Each Claim Aggregate Deductible per Claim Retroactive Date Premium Risk Management Fees   Surplus Lines Taxes & Fees Total
                 
 $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 34,266  $                       -      $          1,071  $ 35,337
                 
                   
Evanston Insurance Company     AM Best Rating A Admitted? No
Policy Limits              
  Each Claim Aggregate Deductible per Claim Retroactive Date Premium Risk Management Fees   Surplus Lines Taxes & Fees Total
 $  1,000,000  $ 3,000,000  $    5,000 1/1/2007  $ 32,584  $                       -      $          1,018  $ 33,602
                 
                   
General Star Indemnity Company     AM Best Rating A++ Admitted? No
Policy Limits              
  Each Claim Aggregate Deductible per Claim Retroactive Date Premium Risk Management Fees   Surplus Lines Taxes & Fees Total
 $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 23,276  $                       -      $             727  $ 24,003
a  $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 22,218  $                       -      $             694  $ 22,912
b  $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 22,641  $                       -      $             708  $ 23,349
c  $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 22,218  $                       -      $             694  $ 22,912
d  $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 20,525  $                       -      $             641  $ 21,166
                 
a  Defense costs included in limits of liability         
b  Insured waives consent to settle clause         
c  Defense costs included in deductible.         
d  Combination of a, b & c         
                 
                   
Lexington Insurance Company     AM Best Rating A Admitted? No
Policy Limits              
  Each Claim Aggregate Deductible per Claim Retroactive Date Premium Risk Management Fees   Surplus Lines Taxes & Fees Total
a  $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 45,365  $                    300    $          1,418  $ 47,083
b  $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 41,736  $                    300    $          1,304  $ 43,340
c  $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 39,014  $                    300    $          1,219  $ 40,533
d  $  1,000,000  $ 3,000,000  $  10,000 1/1/2007  $ 35,385  $                    300    $          1,106  $ 36,791
e  $  1,000,000  $ 3,000,000  $  10,000 1/1/2008  $ 25,922  $                    300    $             810  $ 27,032
f  $  1,000,000  $ 3,000,000  $  10,000 1/1/2008  $ 23,848  $                    300    $             745  $ 24,893
g  $  1,000,000  $ 3,000,000  $  10,000 1/1/2008  $ 19,442  $                    300    $             608  $ 20,350
h  $  1,000,000  $ 3,000,000  $  10,000 1/1/2008  $ 18,146  $                    300    $             567  $ 19,013
                 
a Defense costs outside limits and incident claim trigger        
b Defense costs inside limits and incident claim trigger        
c Defense costs outside limits and written demand trigger        
d defense costs inside limits and written demand trigger        
e Defense costs outside limits and incident claim trigger        
f Defense costs inside limits and incident claim trigger        
g Defense costs outside limits and written demand trigger        
h defense costs inside limits and written demand trigger        

 

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