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Important Notice
L&J Insurance Services, Inc. understands and shares your
concerns about privacy. This notice describes the use and
accessibility of non-public, personal information ("client
information") which is collected from you in order to
provide the best service possible.
L&J Insurance Services, Inc. protects your information - and
your privacy.
* We do not share information about you or your policy
unless authorized or otherwise lawfully regulated.
* We do not sell client information.
* Companies that do business on our behalf are expected to
maintain and understand similar privacy policies.
* Personal files and client information are protected at all
times.
Information We Collect
The information we have on file comes directly from you or
is obtained from other sources (such as prior insurance
carriers), with your consent. We also obtain documents of
public record for our files. The application you fill out
provides us with the information needed to best serve your
interests. When outside information about you is required in
order to establish a policy, the party disclosing the
information must present a signed waiver indicating that you
allow the transfer of that personal information to L&J
Insurance Services. If you have not signed a waiver that
specifically gives L&J Insurance Services, Inc. the right to
have knowledge and/or possession of the information, we will
not accept the information.
You are in control of your personal information at all
times. If you wish to review the record we have on file
regarding your account, you are welcome to do so. Please
contact our offices to arrange such a meeting.
Information We Distribute
The only information about you that leaves our office is the
application and supporting documentation necessary to obtain
an offer for coverage. There is a waiver on this form,
signed and dated by the applicant, which shows understanding
and acceptance of the terms of sharing information with
carriers in order to obtain medical malpractice insurance
coverage. If your application is not signed, indicating that
you understand this information will be shared, we cannot
work on your behalf.
When coverage is confirmed, there is a certification sent to
the practice and hospital you are affiliated with and other
authorized requestors indicating proof of insurance. We must
have a signed waiver on file before we can share this
information which is vital to your career.
Why We Keep Information
We keep your information on file to best serve you. We may,
without authorization but only as permitted or required by
law, provide client information to persons or organizations
inside and outside L&J Insurance Services, Inc. to fulfill a
transaction you have requested, service your policy, detect
or prevent fraud, participate in insurance support groups,
or comply with lawful request from regulatory or law
enforcement agencies.
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