|
The
insurance industry is a business of relationships.
L&J Insurance Services is a family brokerage that
specializes exclusively in healthcare professional
liability. We have provided exceptional service to our
insureds for more than fifteen years. In addition to our
hard-earned reputation for honesty and integrity, we enjoy
long-term relationships with carriers and underwriters.
Typically, each carrier assigns us a single underwriter.
This ensures that you will receive every advantage and
opportunity due you and your group. You will not be lost in
the shuffle or become a number with L&J Insurance
Services.
Tumultuous
insurance and financial market conditions demand full-time
expertise.
Mergers and acquisitions are consolidating the industry and
drastically altering the insurance market. Huge financial
swings on Wall Street impact directly on insurance carriers.
We are constantly researching insurance companies, market
conditions and regulatory reforms to ensure our clients are
not caught off guard when change occurs.
L&J Insurance Services will not increase your costs.
Direct writer markets (NORCAL, Doctors, etc) offer the same
premiums whether or not a broker is used. L&J Insurance
Services does not charge additional fees or points above
what we are paid from the insurance company for our
brokerage services. Again, there is no cost to you or your
group for using L&J as your broker.
Many insurance companies require brokers.
It is our experience that the direct carriers are only a
small percentage of the available insurance market. Brokers
can use market relationships and experience to determine the
best companies to approach and the reasonable ranges of
premium that should be offered. Further, should any unusual
or difficult coverage questions arise, our brokerage is
uniquely qualified to find affordable insurance options.
Your staff’s insurance workload is greatly
reduced.
As a broker, it is our responsibility to negotiate coverage
issues, add and drop physicians and providers from the
policy, provide certificates of insurance, handle
endorsements and many other administrative functions that
are being performed by your office staff. We lighten the
load and allow for valuable staffing hours to be used in
other parts of your practice, at no additional cost to you.
One Call, Any Time. For Any Reason.
As your broker, it is our job to make sure you have what you
need to focus on the practice of medicine. When you call us,
you will not deal with Customer Relations, Underwriting
Managers or Policyholder Services. We are responsible to
you, for you. No exceptions.
Like healthcare, insurance needs change. We can begin work
today to assure that you are able to take advantage of an
extremely competitive marketplace and reach your goals for
this insurance placement. Call us today at (800) 611-0793
and we will go to work for you.
|
